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Authors
Advisor(s)
Abstract(s)
O presente trabalho pretende elucidar para as temáticas do empreendedorismo e inovação como elementos emergentes nas Pequenas e Médias Empresas (PME) e o processo de atribuição de crédito para investirem nestes fins, procurando evidenciar o sucesso das empresas com estes fenómenos. O empreendedorismo e a inovação têm vindo, nas últimas décadas, a ser denominados como novos paradigmas determinantes para o funcionamento da economia, em grande parte, porque a economia tornou-se vital na sociedade e está em constante transformação. Portanto, o êxito das empresas é determinado por vários fatores como as motivações que levam a estas prática, a cultura das organizações, redes estruturais e gestão pela inovação, assuntos esses que serão debatidos na presente dissertação. Os agentes económicos devem se tornar pródigos em arranjar soluções inovadoras, pois há sempre alguém à procura de outra forma de atuar, de maneira a ganhar uma maior participação no mercado, assim, as empresas devem procuram fazer a diferença, encarando não só as vendas, mas também o desenvolvimento do seu conhecimento, estratégias e processos internos que visam a sua rentabilidade. Vivemos num mundo globalizado e com uma crescente competitividade no mercado, perante esse ambiente competitivo, as organizações por vezes precisam de capitais alheios para se poderem desenvolver e fortalecer. Nesse sentido, elegeu-se como campo empírico a Caixa Geral de Depósitos (CGD) para sintetizar o apoio bancário às PME.
The present work aims to elucidate the themes of entrepreneurship and innovation as emerging elements in Small and Medium Enterprises (SME) and the process of credit assignment to invest in these ends, seeking to evidence the success of companies with this phenomenon. Entrepreneurship and innovation in the last decades have been called as new paradigms that determine the functioning of the economy, because the economy has become vital in society and is in constant transformation. Therefore, the success of companies is determined by several factors such as the motivations that lead to these practices, the culture of organizations, structural networks and management by innovation, subjects that will be discussed in the present dissertation. Economic agents must become lavish in arranging innovative solutions, since there is always someone looking for another way of acting, in order to gain a greater participation in the market, thus, companies should seek to make a difference, not only looking at sales, but also for the development of their internal knowledge, strategies and processes aimed at their profitability. We live in a globalized world and with increasing market competitiveness, in the face of this competitive environment SME sometimes need outside capital for their development and strengthening. In this sense, Caixa Geral de Depósitos (CGD) was chosen as an empirical field to synthesize financial banking support for SME.
The present work aims to elucidate the themes of entrepreneurship and innovation as emerging elements in Small and Medium Enterprises (SME) and the process of credit assignment to invest in these ends, seeking to evidence the success of companies with this phenomenon. Entrepreneurship and innovation in the last decades have been called as new paradigms that determine the functioning of the economy, because the economy has become vital in society and is in constant transformation. Therefore, the success of companies is determined by several factors such as the motivations that lead to these practices, the culture of organizations, structural networks and management by innovation, subjects that will be discussed in the present dissertation. Economic agents must become lavish in arranging innovative solutions, since there is always someone looking for another way of acting, in order to gain a greater participation in the market, thus, companies should seek to make a difference, not only looking at sales, but also for the development of their internal knowledge, strategies and processes aimed at their profitability. We live in a globalized world and with increasing market competitiveness, in the face of this competitive environment SME sometimes need outside capital for their development and strengthening. In this sense, Caixa Geral de Depósitos (CGD) was chosen as an empirical field to synthesize financial banking support for SME.
Description
Mestrado em Gestão e Empreendedorismo
Keywords
Inovação Empreendedorismo Pequenas e médias empresas Apoio bancário Innovation Entrepreneurship Small and medium enterprises; Banking support