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Financial literacy among portuguese higher education students

2022-06-17Conference object Restricted access
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dc.contributor.authorAntão, Mário
dc.contributor.authorNunes, Cristina
dc.contributor.authorSilvestre, Cláudia
dc.contributor.authorCaldeira, João
dc.contributor.authorMartinho, Carla
dc.contributor.authorNegas, Mário
dc.date.accessioned2023-01-05T16:37:16Z
dc.date.available2023-01-05T16:37:16Z
dc.date.issued2022-06-17
dc.description.abstractObjective – This paper addresses the financial literacy issue in different countries and contexts, comparing it with the financial Literacy of Portuguese Higher Education Institutions (HEI) students. The objective is to identify the growing need for knowledge in this area and to correct the population's attitude and behavior. This study identifies the main conditioning variables of the financial Literacy of this group of individuals, contributing to developing conditions and procedures that would improve the financial Literacy of European students as an essential element of their personal and professional success. Methodology –This study was based on a survey using a sample of 1017 students from 18 institutions. Ordinal regression was used to determine the predictors of financial Literacy. Findings – The literature review shows different results of structural aspects of the same central questions related to financial Literacy among HEI students. The conclusions of the study are in line with the literature review. Nevertheless, empirical research shows that Portuguese students' financial Literacy is lower than students from other countries, highlighting the need to improve their knowledge in this area by correcting the focus group's attitude and behavior. The study identifies the main conditioning variables of the financial Literacy of this group of individuals. Novelty – HEI students who study finance present a higher level of financial knowledge and relatively more confidence in managing their money, the same for working students. No significant gender differences are observed, and these facts align with some authors. However, it is noteworthy to mention that several researchers observe alternative conclusions. This study shows an evolution of the situation followed twelve years earlier, with the same population, but confirms HEI students' low financial literacy level. This research also contributes to the main study promoted by OECD and included on the 2030 agenda of the United Nations (U.N.).pt_PT
dc.description.versionN/Apt_PT
dc.identifier.citationAntão, M., Nunes, C., Silvestre C., Caldeira, J., Martinho C. & Negas, M. (2022, junho, 17-18). Financial literacy among portuguese higher education students. Paper presented at 13th Global Conference on Business and Social Sciences - Contemporary Issues in Management and Social Sciences Research, Malasia.pt_PT
dc.identifier.urihttp://hdl.handle.net/10400.21/15261
dc.language.isoengpt_PT
dc.peerreviewedyespt_PT
dc.publisherGATR - Global Academy of Training & Researchpt_PT
dc.relation.publisherversionhttp://gcbss.org/CIMSSR2022/index.htmlpt_PT
dc.rights.urihttp://creativecommons.org/licenses/by-nc-sa/4.0/pt_PT
dc.subjectFinancial literacypt_PT
dc.subjectFinancial knowledgept_PT
dc.subjectFinancial attitudept_PT
dc.subjectFinancial behaviorpt_PT
dc.subjectHigher education studentspt_PT
dc.titleFinancial literacy among portuguese higher education studentspt_PT
dc.typeconference object
dspace.entity.typePublication
oaire.citation.conferencePlaceKuala Lumpur, Malaysiapt_PT
oaire.citation.title13th Global Conference on Business and Social Sciences - Contemporary Issues in Management and Social Sciences Researchpt_PT
person.familyNameSilvestre
person.givenNameCláudia
person.identifier.ciencia-idDA12-EF3F-C7CD
person.identifier.orcid0000-0002-8850-4304
rcaap.rightsclosedAccesspt_PT
rcaap.typeconferenceObjectpt_PT
relation.isAuthorOfPublication08fbc1bf-3387-4137-8c03-c4664dd43375
relation.isAuthorOfPublication.latestForDiscovery08fbc1bf-3387-4137-8c03-c4664dd43375

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